Direct Payday Lenders

Direct Payday Lenders: Which One Is Right For You?

Warning: Late repayment can cause you serious money problems

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Direct payday lenders - there's loads of them. In fact, in 2009, 4.1 million loans were given to 1.2 million people in the UK alone. So that means there are a lot of lenders out there too. In the midst of all of this, it's hard to decide which of these payday loans UK companies offers you the best and most financially secure option. So what do you do? Who do you turn to? Who do you trust? We're going to give you all the info you need to make the right decision.

Spotting The Direct Payday Loans Lenders Who Care

When looking for the best direct payday loans lenders, there are a number of things that you should take into account before you make any choices. Some of the major lenders are not known for their fantastic customer service. In fact, many major lenders use automatic systems which means that you're going to lose the human element and the potential relationship that goes with that. For example, what if you end up being unable to pay your loan back on time? You've not had the chance to deal with the person who is giving you their money - instead, you're going to deal with a corporate customer service representative who works from a script. And, for many people, that's not a pleasant experience. So you want to find a lender who offers a far more personal service. This allows you to build up a relationship. Should you be struggling with your payments, you've got a direct line to the people who lent you the money. It's far more likely that someone you've dealt with, as opposed to someone you've not, is going to treat you with the dignity and respect you deserve. So you'll definitely want to find direct payday lenders online who give you a personal service and can show care and compassion in case you find yourself in changeable circumstances after taking on the loan.

What's The Best Direct Lenders Payday Loan Option?

When it comes to a direct lenders payday loan, there are a number of options within the payday loans for bad credit in UK market. When people think of a payday loan, they think of a loan that is to be paid back in a couple of weeks when their pay cheque or monthly wage arrives - plus interest. While this method of loaning is quite easily understood, it can become quite complicated when something goes wrong on payday and you're left unable to pay back the loan and the interest. Many people can end up in a payday loan cycle. So how do you avoid such a situation? Well, you'll be glad to hear that there are other options. Some direct UK payday lenders offer monthly instalment alternatives to payday loans. One such lender is True Blue Loans. They offer short term loans to be repaid in monthly instalments. But what if you don't want to be in debt for that long? What if you don't want the interest to build up? Good news - you can pay back the outstanding amount as soon as you like! You'll only pay interest up to the day you repay. This means it is almost identical to a payday loan - except without the pressure of having to pay your loan, and its interest, back within a couple of weeks. Can't pay it back in that time period? No problem, because you can still pay via the smaller, monthly instalments. No hassle and no need to take out a second loan!

So when it comes to finding the best direct payday lenders in the UK, you're best to look for short term instalment lenders. At True Blue Loans, we don't charge you any unnecessary fees - like some payday loans UK companies. We don't believe you should pay to apply for a loan; nor should you pay any faster transfer payments either. All we ask back from our borrowers is the amount we loaned them and the interest - no other fees needed. So what are you waiting for? Apply now at, or email us via [email protected]

EDITOR: A defualt fee of £12 is levied if repayment is not made on time provided this will not exceed any of the FCA rate caps.